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Debt consolidation loan

Combine several payments into one loan that is simple to manage. No more multiple due dates and interest piling up on every side.

Person relieved by a single simplified monthly payment

Eligible debts

  • Credit cards
  • Lines of credit
  • Existing personal loans
  • High-interest debts

The benefits of consolidation

  • One monthly payment, easy to track
  • Better financial organization
  • The possibility of paying less interest each month
"Simplify your finances with a single payment."

How it works

Answer a few questions online (two minutes, no documents). Your income is verified securely with Instant Bank Verification (IBV), with no credit check. If your application is approved, the money is deposited directly into your account.

And you stay in control the whole way: you see your offer in writing before signing anything, and you are free to say no. See the detailed process or the eligibility requirements.

Our promises to you

  • No hidden fees. Everything is in writing before you sign, in plain language.
  • No credit check. Your credit score is never consulted and never affected.
  • No obligation. You see your offer first, then you decide. Walking away costs nothing.
  • Your data stays safe. Bank-level encryption, and your banking password is never shared with us.

Available amounts

From $500 to $1,500

Choose the amount that matches your real need. A smaller amount is repaid faster and costs less.

Apply now
Eligibility: regular paycheque from an employer (full-time or part-time), direct deposit, bank account open for at least 3 months, 18 or older. All the details.

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Ready to apply?

Two minutes, a few questions, no credit check and no obligation. You will know right away if you qualify.